Car Insurance is STUPIDLY Expensive!

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Car insurance in Florida is ridiculously expensive. I’ve been shopping around, and wow—some of these rates are outrageous. If you have a DUI on your record? Forget about it. The prices are absurd.

It’s wild how bad insurance companies are in this state. I get that Florida’s storms contribute to higher car and home insurance rates compared to the national average, but come on—this is just insane.

From what I’ve seen, even with a clean record, monthly premiums range from about $150 to $300. If you have a DUI or reckless driving charge and need SR-22 or FR-44 insurance, you’re looking at anywhere from $400 to $900.

To me, this feels like outright predatory behavior. It’s disgusting.

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I mostly never owned a car, and even when I did for a short while a few times, I had a low insurance payment, because I only took the minimum insurance.

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