RE: The Ridiculousness of Credit Card and Loan Offers!
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One would hope credit were related to things like paying bills on time and holding a steady job, not how much of a sucker for debt you are. Our fiscal environment is upside-down.
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Our fiscal environment is totally screwed. In order to have a decent credit score for something like a mortgage, you first have to subject yourself to "stupid debt" to get your number up. Unless you have enough cash sitting around for the price of a house...